Payday loans in bankruptcy typically receive the same treatment as other unsecured debts under federal law. Many Florida borrowers assume these high-interest loans follow special rules or receive protected status, but the legal reality often differs from what aggressive collectors might suggest. The automatic stay that takes effect when you file bankruptcy applies to payday […]
Private student loans and bankruptcy in Florida follow federal rules, not state-specific standards. Many borrowers assume all student loans receive identical treatment in bankruptcy, but the legal reality is more nuanced than the common “never dischargeable” message suggests. The distinction between federal and private student loans matters significantly when you consider bankruptcy options. Some private […]
The last thing anyone wants while traveling or seeking specialized care is the stress of massive medical bills. But for many Florida residents, that stress is compounded by a complex question: what happens to out-of-state medical debt when you’re facing bankruptcy? Maybe an emergency hospital transfer crossed state lines, an unexpected accident happened far from […]
People in Florida who turn to bankruptcy for relief often do so after months or years of financial stress. Unfortunately, scammers exploit that vulnerability. They pretend to offer legal help, but their goal is to take advantage of people at one of the hardest points in their lives. Avoiding bankruptcy scams in Florida: red flags […]
If you’re a licensed professional in Florida going through bankruptcy, you might wonder if your medical, legal, or contractor’s license is at risk. How bankruptcy affects your Florida professional license depends on your specific situation, the type of bankruptcy, and how your licensing board views financial responsibility. A knowledgeable bankruptcy lawyer in Orlando, FL, can […]
Financial setbacks affect many people at some point in their lives. When bankruptcy becomes the best option to recover stability, finding a new home can feel uncertain. Many Floridians worry about whether a past or ongoing bankruptcy will prevent them from renting a place to live. The truth is, renting an apartment in Florida during […]
Military service members in Florida often carry responsibilities that extend far beyond civilian life. Financial pressure may grow for many reasons, and bankruptcy sometimes becomes the legal path that offers structure and relief. Service members often wonder how military allowances, deployments, benefits, and regulations might influence a bankruptcy case. The unique considerations of military service […]
Florida small business owners often carry a heavy financial burden when debts rise, income drops, or unexpected events disrupt operations. Many owners feel anxious about keeping their homes, protecting their families, and preserving what they worked so hard to build. Personal guarantees, sole proprietorships, and mixed finances often place both business and personal assets at […]
Many people in Orlando face difficult financial times that lead them to consider filing for bankruptcy. Once the process is complete, they often wonder when they will be able to make big financial decisions again, such as buying a home. It’s a common question: “How long after bankruptcy can I qualify for a mortgage?” For […]
Many seniors in Florida carry debt long after retirement. Rising medical needs, reduced income, and the pressure of keeping up with daily expenses often create financial strain. When bills stack up and solutions feel limited, filing for bankruptcy may give you a path forward. Seniors often want to protect their homes, retirement savings, and monthly […]
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Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746